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How to make the best use of Credit Cards?
From my childhood I had been seeing a lot of credit card held by my father. And it is indeed plastic money but with it you can do many things. It is very important for you to understand that Credit Cards are considered to be one of the most riskiest class of loans ever invented. But is it worth the risk to hold one??? It was my brother who had introduced me to Credit Cards and its Risk and and from then on I went to own one. My first Credit Card was from HDFC Bank (Money Back- Variant) it was the most basic credit card offered to me by the bank and it was free of cost. But he did warn me to note down what you spend every time you use the card or else you will fall into big debt. He had advised me to read a lot of articles on the web about how to wisely use the credit cards as revolving credits. But the best knowledge comes from best teacher and that is " Experience" and yes, I did fall in a debt trap once. But since it was not a huge amount there was a way out fr...
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